Turn tokenization ideas into a structured verdict.

TVAC (Tokenization Value‑Add Calculator) is an informational decision‑support tool. It helps you evaluate whether a specific tokenization design is likely to create net added value versus a conventional structure—and it produces a structured, shareable report.

TVAC helps you make trade‑offs explicit early—before you spend significant time and money on structuring, legal work, vendor selection, or procurement.

You get a clear verdict, a factor‑by‑factor rationale, explicit assumptions, and concrete design levers you can use to improve feasibility and added value.

TVAC is useful if you are evaluating, designing, or reviewing a tokenization initiative—as an asset owner/issuer, project team, investment team, legal/compliance function, or service provider.

It is especially helpful when multiple stakeholders need a shared, structured basis for discussion.

TVAC uses a consistent five‑factor model:

Added Value = (New Opportunities + Cost Savings + Risk Reduction) – (Tokenization Costs + New Risks)

Each factor is scored on a 0–10 scale using predefined criteria. TVAC also applies a stakeholder lens (at minimum: Asset Owner, Investor, Service Providers) to highlight who captures upside and who bears costs/risks.

The verdict is derived from the Added Value profile and the internal consistency of the design (jurisdictions, investor scope, custody, venue, settlement, disclosure, and operating model).

Typical outcomes are Viable, Conditional Go, or Non-viable — but they are Tokenization Value Verdicts, not investment recommendations, credit assessments, yield validations, or regulatory approvals.

Typically: asset type, jurisdictions, investor scope, legal wrapper, custody and venue assumptions, payment/settlement or cash‑leg approach, distribution thesis, and key constraints.

TVAC also reports an input completeness score and lists missing fields and explicit assumptions—so thin or contradictory inputs are treated more cautiously.

No. TVAC does not assume that every project needs stablecoins, deposit tokens, tokenized deposits or CBDC-based settlement from day one.

Instead, TVAC assesses whether the proposed payment and settlement model is proportionate to the value proposition. If a case mainly concerns ownership records, transfer controls or administration, a simple cash-leg model may be sufficient. If the case claims DvP, automated coupons, secondary liquidity, collateral mobility or 24/7 settlement, cash-leg readiness becomes a much more important design condition.

A Deep Assessment is a board‑ready report (typically 30+ pages) that includes:

• Executive summary (verdict, key drivers, “conditions to proceed”)
• Asset‑class & market context
• Analysis result (assumptions, value pathways, investor segmentation, operational costs, regulatory path, custody/venue fit, risk register)
• How the assessment was produced + how Added Value is computed
• Stakeholder added value (who benefits, who pays, who bears risk)
• Factor breakdown, risk heatmap, and mitigation focus
• Recommendations, what‑if scenarios, and an indicative implementation roadmap

Scenario Lab is an optional add-on to a completed Deep Assessment. It is purchased from the completed report, which becomes Scenario A — the baseline; you can then compare up to two controlled alternative assumption sets under the same TVAC methodology.

It is intended for cases where there are genuinely different structures or assumptions to compare — for example investor scope, custody, venue, settlement model, jurisdiction, or instrument structure. It is not live optimization, legal or regulatory advice, technical design, investment analysis, or a recommendation to proceed.

TVAC reports are currently available in English, Spanish, French, German, Simplified Chinese and Danish.

The assessment methodology, scoring logic and verdict structure remain the same across language versions, so localized reports reflect the same underlying TVAC analysis.

TVAC does not claim to produce an accounting-level project budget or predict the final fees of lawyers, platforms, custodians, or technical vendors. Those figures normally become clear only after legal structuring, provider selection, technical scoping, and implementation planning.

TVAC is designed to answer an earlier question: whether a proposed tokenization structure appears commercially and structurally worth investigating. In that respect, it works like an early feasibility assessment, not a final procurement exercise.

It examines the stated characteristics of a case — such as jurisdictional scope, investor access, regulatory demands, operating model, distribution, settlement, and technology — and assesses how they are likely to affect the balance between New Opportunities, Cost Savings, Risk Reduction, Tokenization Costs, and New Risks.

For example, a structure spanning 30 jurisdictions rather than five will normally require more legal, regulatory, compliance, and operational work. That may increase costs and risks, while also potentially broadening market or investor access. TVAC does not turn such changes into a precise price quotation; it evaluates their direction, relative significance, and trade-offs consistently under the same methodology.

The result is a case-specific feasibility assessment with explicit assumptions — not a final business case, commercial quote, or substitute for legal, technical, or commercial diligence. Where TVAC identifies a potentially viable case, concrete offers and specialist input remain necessary before execution.

No—not in the sense of claiming a giant benchmark database built from the full budgets, invoices, and time sheets of a large number of completed projects.

TVAC is based on a fixed methodology, explicit scoring criteria, and accumulated domain understanding of how tokenization cases typically create opportunities, generate costs, and introduce new risks across different structures and asset types.

The goal is not to pretend that every future project can be priced with accounting-level precision in advance. The goal is to provide a disciplined, transparent, and case-specific feasibility assessment that helps users judge whether a project looks commercially and structurally credible before moving into deeper budgeting and implementation work.

No. TVAC does not simply ask a general-purpose AI model whether a tokenization case is “good” or “bad”. The method comes first: the fixed Added Value formula, factor definitions, structured inputs, scoring criteria, verdict logic and required report structure establish the frame in which the AI model operates.

The AI model assists with interpreting the case-specific information and preparing the analysis, but it is not asked to invent the underlying decision framework. TVAC then consolidates and checks the output against required sections and consistency rules; incomplete or contradictory inputs are handled more cautiously.

This makes TVAC more consistent and explainable than an open-ended AI conversation. It does not make the output a guarantee, a final budget, or a substitute for legal, technical, commercial, regulatory, or investment diligence.

No. TVAC deliberately separates three different questions: whether the underlying asset is attractive, whether projected returns and risks are credible, and whether tokenization itself adds genuine value compared with conventional alternatives.

TVAC is designed to answer the third question. A high coupon, expected yield, or strong asset narrative is not treated as tokenization value in itself.

No. TVAC provides informational decision‑support only. It does not provide legal, regulatory, financial, investment, tax, credit, yield, valuation, or suitability advice. Jurisdiction‑specific matters must always be validated with qualified professionals.

You should avoid entering sensitive personal data or unnecessary confidential commercial details. Use anonymised placeholders where possible, and share only what is necessary to evaluate structure and feasibility.

Customer case data should not be shared with partners, investors or external parties without explicit permission. Any future benchmarking or aggregated market insights should be based only on properly disclosed and legally permitted use of data.

If you have strict procurement or data-handling requirements, treat TVAC as part of a governed workflow and apply your internal controls.

Yes. TVAC can be used as a structured pre-assessment tool for clients considering tokenization. It helps qualify projects earlier, creates a more professional advisory process, and can either be used directly or bundled with specialist advisory services.

TVAC does not replace legal work, platform-specific qualification, onboarding or implementation review. It helps prepare better cases before those processes begin.

Yes. The report surfaces the few levers most likely to move the outcome: how to reduce costs/risks, tighten the operating model, and make distribution/liquidity assumptions more credible.

It also includes structured next steps and an indicative roadmap you can use for planning and stakeholder alignment.